One expires. One locks you in. One sets your family free.

Most people don’t realize this, but the life insurance you choose isn’t just a policy—it’s a blueprint for what your loved ones will face after you’re gone.

And if you pick wrong?

Your family pays the price. Not the company. Not your agent. You.

So let’s cut through the noise.

There are three main types of life insurance—Term, Whole, and Indexed Universal Life (IUL)—and each one tells a different story about the life you’re building, and the legacy you’ll leave behind.

Let’s break them down.

But before you decide... ask yourself:

Do I want something that disappears, something that restricts me—or something that multiplies what I’ve built?