Privacy Policy

Effective Date: June 28, 2025
HassanHelps.com

1. INTRODUCTION

This Privacy Policy (“Policy”) outlines how HassanHelps.com (“Hassan Helps,” “we,” “us,” or “our”) collects, uses, discloses, and safeguards personal information in connection with our website (www.HassanHelps.com) and all services we offer, including life insurance consultations, client services, and agent recruitment (collectively, the “Services”).

By accessing our Services, you consent to the practices described in this Policy. If you do not agree with any part of this Policy, do not use our Services.

2. DEFINITIONS

Personal Information means any data that identifies, relates to, describes, or is capable of being associated with an individual.

Service Provider means any third party that processes data on our behalf.

Cookies are small data files stored on your device to track usage and enhance performance.

You refers to any visitor, client, or agent using our Services.

3. INFORMATION WE COLLECT

3.1 Identifiers

Name, email address, phone number

Mailing address

IP address and online identifiers

Social Security number (for life insurance purposes)

Driver’s license or state-issued ID

3.2 Financial & Professional Information

Income, employment, and tax data

Insurance history and policy numbers

Credit information (if needed for insurance applications)

Agent licensing and professional background (for recruits)

3.3 Health Information

Medical history and diagnoses (when required for underwriting)

Prescriptions, conditions, and lifestyle disclosures (e.g., smoking, alcohol use)

HIPAA-authorized physician reports

3.4 Technical Data

Browser type, device ID, referral URL

Pages visited, session duration

Cookie identifiers

4. HOW WE COLLECT INFORMATION

Directly from you through forms, applications, surveys, or conversations

Through automated tracking tools (e.g., cookies, pixels)

From insurance carriers, affiliates, and consumer reporting agencies (with your authorization)

Through agent recruitment forms and partner programs

5. HOW WE USE YOUR INFORMATION

We use personal information to:

Provide life insurance quotes, consultations, and policy servicing

Assess eligibility and submit applications to insurance carriers

Onboard, support, and manage licensed agents

Detect fraud, comply with legal obligations, and ensure data integrity

Send updates, newsletters, and service-related communications

Deliver targeted ads (if consented)

Analyze website performance and user engagement

6. HOW WE SHARE YOUR INFORMATION

We may share personal information with:

Insurance carriers for underwriting and policy issuance

Licensed agents and authorized brokers (only as necessary)

CRM and marketing automation providers

Legal and regulatory bodies when required by law

IT vendors, cloud storage, and website analytics providers

Third parties for business transfers or corporate restructuring

We do not sell your personal data for monetary gain.

7. USE OF COOKIES AND TRACKING TECHNOLOGIES

We use cookies and other tracking tools to enhance your experience and improve our services. These include:

Essential Cookies: Enable basic site functionality

Analytics Cookies: Measure site performance

Advertising Cookies: Deliver relevant marketing (optional)

You can control cookie preferences via your browser. Please note that disabling certain cookies may impact site functionality.

8. DATA SECURITY

We implement industry-standard measures to protect your data:

Encryption (SSL/TLS)

Role-based access controls

Firewall and intrusion detection systems

Vendor due diligence and contract enforcement

Secure document disposal and data retention policies

Despite our safeguards, no transmission method is 100% secure. You assume the risk when submitting information online.

9. DATA RETENTION

We retain your data only as long as necessary to fulfill legal, contractual, or business purposes:

Insurance applications: 7 years

Policy servicing data: for the duration of the policy plus 7 years

Health data: retained per underwriting requirements

Agent applications: duration of relationship + 5 years

Marketing data: until opt-out or 3 years of inactivity

10. YOUR PRIVACY RIGHTS

Depending on your jurisdiction, you may have the right to:

Access, correct, or delete your personal information

Object to or restrict processing

Withdraw consent at any time

Opt out of marketing communications

Request copies of your data (data portability)

To exercise any of these rights, contact us at:

Email: [email protected]

Address: 1 E. Erie St.

Chicago, IL 60611

Phone: 855-468-8900

11. CALIFORNIA RESIDENTS – CCPA/CPRA NOTICE

California residents have specific rights under the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), including the right to:

Know what personal data is collected and disclosed

Request access or deletion of data

Opt out of the sale or sharing of personal information

Limit use of sensitive personal information

We do not knowingly sell personal data as defined by CCPA/CPRA. To exercise your rights, email us at info@HassanHelps.com.

12. AGENT-SPECIFIC PRIVACY

If you are a licensed agent or prospective agent:

We collect licensing, employment, and performance data

We may conduct background and compliance checks

We may share your information with carriers for onboarding

Your data is used for recruiting, training, and compensation management

13. CHILDREN'S PRIVACY

Our Services are not intended for individuals under 18. We do not knowingly collect data from minors. If we become aware that we’ve collected data from a child under 18, we will promptly delete it.

14. CHANGES TO THIS POLICY

We may update this Privacy Policy periodically. Any material changes will be posted on this page with an updated “Effective Date.” Continued use of the Services indicates your acceptance of these changes.

15. CONTACT US

For privacy questions, requests, or complaints:

Hassan Helps: [email protected]