SECTION 1 – WHAT DO WE DO WITH YOUR INFORMATION?

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When you visit our website and engage in transactions, we collect the personal information you provide, such as your name, address, phone number, and email address as part of our business processes.

Additionally, when you browse our site, we automatically receive your computer's internet protocol (IP) address, which provides us with information about your browser and operating system.

Email Marketing: Provided you give your permission, we may send you emails related to your policy, application status, new products, and other pertinent updates.

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SECTION 2 – CONSENT

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How do you get my consent?

When you provide personal information to complete a transaction, apply for insurance, verify payment, place an order, arrange delivery, or return a purchase, we imply that you consent to us collecting and using that information solely for the specified purpose.

If we request your personal information for a secondary reason, such as marketing, we will either directly ask for your express consent or provide an opportunity to opt-out.

How do I withdraw my consent?

If after opting-in you change your mind, you can withdraw your consent for us to contact you, or for the continued collection, use, or disclosure of your information at any time by emailing [email protected] or mailing us at:

1 E. ERIE ST.

SUITE 525

CHICAGO, ILLINOIS 60611

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SECTION 3 – DISCLOSURE

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We may disclose your personal information if legally mandated to do so, or if you violate our established Terms of Service.

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SECTION 4 – THIRD-PARTY SERVICES

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In general, third-party providers we utilize will only collect, use and disclose your information as necessary to perform the services they offer us.

However, certain third-party service providers have their own privacy policies regarding the information we must provide them for your purchase-related transactions. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. The opt-in is not transferable to the plan sponsor.

For these providers, we recommend reviewing their privacy policies to understand how your personal information will be handled.

Particularly, note that some providers may be located in or have facilities in different jurisdictions than you or us. So if you proceed with a transaction involving a third-party service provider, your information may become subject to the laws of the jurisdiction(s) where that provider or its facilities reside.

Once you leave our company's website or are redirected to a third-party website or application, you are no longer governed by this Privacy Policy or our website's Terms of Service.

Links

When you click links on our website, they may direct you away from our site. We are not responsible for the privacy practices of other sites and encourage you to review their privacy statements.

Google Analytics:

Our website may use Google Analytics to help us understand who visits and what pages are viewed.

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SECTION 5 – SECURITY

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To safeguard your personal information, we take reasonable precautions and follow industry best practices to prevent inappropriate loss, misuse, unauthorized access, disclosure, alteration, or destruction.

If you provide credit card information, it is encrypted using secure socket layer technology (SSL) and stored with AES-256 encryption. While no Internet transmission or electronic storage method is 100% secure, we comply with all PCI-DSS requirements and implement additional broadly accepted industry standards.

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SECTION 6 – COOKIES

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We use the following cookies, listed here so you can choose whether to opt-out:

sessionid: Unique token, sessional cookie allowing us to store information about your session (referrer, landing page, etc).

Google Analytics PREF: Persistent for a very short period, set by Google to track website visitors and traffic sources.

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SECTION 7 – AGE OF CONSENT

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By accessing this site, you confirm you're of legal age in your state or province, or if you're the legal age, you've allowed your minor dependents to use this site with your permission.

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SECTION 8 – CHANGES TO THIS PRIVACY POLICY

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We may update this privacy policy anytime, so check it often. Any updates go into effect right away when posted online. If significant changes occur, we'll let you know here, informing you about the data we gather, its use, and disclosure conditions.

Should our site or business merge with or be bought by another company, your information could be shared with the new owners, ensuring we can still offer you our products.

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QUESTIONS AND CONTACT INFORMATION

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For access, corrections, deletions of your personal info, complaints, or more details, reach out to our Privacy Compliance Officer at [email protected] or by mail at:

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1 E. ERIE ST.

SUITE 525

CHICAGO, ILLINOIS 60611