What Does Term Layering Mean?

Term Layering involves combining multiple Life Insurance Policies with varying benefit amounts and term lengths to closely match your coverage needs. Many think they can only choose from 10, 15, 20, or 30-year terms and try to fit everything into one policy.

That's the costliest way to get coverage!

The truth is, you probably need more coverage now and less later. Instead of a single 20-year term, you might do better with some coverage in a 10-year term, some in a 20-year term, and more in a 30-year or lifetime policy. Term Layering can either save you money or fit your needs better than one policy alone.

Learn More. Get Your Quote Started Now.

About Us


TermLifeProvider | Home of HassanHelps is a leading life insurance brokerage with the best rates from top insurers. With over 16 years, we've helped thousands save on life insurance.

We've seen many clients struggle with weight and related health issues like sleep apnea, diabetes, high blood pressure, arthritis, and heart disease. By educating our clients on how these health issues affect life insurance costs, we aim to improve their health and reduce their premiums.

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Phone : 855-468-8900

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Address:

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Suite 525

Chicago, Illinois 60611

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